Terms of Service
Last Updated: 2026
Welcome to pivot2020.ca ("Site"). These Terms of Service ("Terms") govern your access to and use of our website. By accessing or using this Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use this Site.
1. Acceptance of Terms
By visiting, accessing, or using pivot2020.ca, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service in their entirety. These Terms apply to all visitors, users, and others who access the Site. If you do not accept these Terms, you are not authorized to use this Site.
2. Site Purpose
pivot2020.ca is an informational and review website dedicated to providing educational content about online casinos that accept Interac payments in Canada. This Site is operated for informational purposes only and provides reviews, comparisons, and guides related to online gambling platforms.
Important Notice: pivot2020.ca is NOT a gambling operator, casino, or gaming provider. We do not offer gambling services, accept bets, process payments, or facilitate any form of gambling activity. We are an independent affiliate website that provides information and reviews about third-party online casinos.
3. Age Restriction
This Site is intended only for individuals who are at least 18 years of age or the minimum legal gambling age in their province of residence in Canada, whichever is greater. By accessing this Site, you represent and warrant that you meet the minimum age requirement. If you do not meet this requirement, you are not permitted to use this Site.
We do not knowingly collect or solicit information from anyone under the minimum legal gambling age. If we become aware that someone under the minimum legal age has accessed this Site, we will take steps to remove such information and restrict access.
4. Disclaimer
The information, reviews, ratings, and content provided on pivot2020.ca are for informational purposes only and are not guaranteed to be accurate, complete, or current. While we strive to provide reliable information, we make no representations or warranties regarding the accuracy, completeness, timeliness, or reliability of any content on this Site.
Information may change: Online casinos update their terms, promotions, payment methods, and offerings regularly. Information displayed on pivot2020.ca may become outdated. You are responsible for verifying all information directly with the respective casino websites before making any decisions or deposits.
We strongly recommend that you:
- Review each casino's official terms and conditions
- Verify current bonuses and promotional offers directly with the casino
- Confirm licensing and regulatory status with appropriate authorities
- Check responsible gambling resources and self-exclusion options
pivot2020.ca assumes no liability for any inaccuracies, omissions, or errors in content or for any reliance you place on information provided on this Site.
5. Affiliate Relationship
pivot2020.ca is an affiliate website that earns commissions from online casinos and gaming operators featured on this Site. When you click on links to recommended casinos and subsequently open accounts or make deposits, we may receive a commission or referral fee from those operators. These commissions do not increase the cost to you and do not affect your account terms or bonuses.
Transparency: We disclose our affiliate relationships to maintain transparency with our users. Our recommendations and reviews are based on our assessment of the platforms, but please note that our financial incentive may influence which casinos and operators we choose to feature or promote.
Any gambling activity you undertake is between you and the respective casino operator. pivot2020.ca is not a party to any gambling transactions or disputes.
6. Intellectual Property
All content on pivot2020.ca, including but not limited to text, graphics, logos, images, layouts, and software, is the property of pivot2020.ca or its content suppliers and is protected by international copyright laws. You are granted a limited, non-exclusive, non-transferable license to access and view this content for personal, non-commercial use only.
Unauthorized reproduction, distribution, modification, or use of any content on this Site without written permission is strictly prohibited. You may not copy, download, display, distribute, or transmit any content except as expressly permitted by these Terms.
7. Limitation of Liability
To the fullest extent permitted by applicable law:
- pivot2020.ca and its owners, operators, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this Site or its content.
- We are not responsible for any losses, damages, or harm resulting from gambling activities, including but not limited to financial losses, loss of wages, or emotional harm.
- We assume no liability for third-party casino websites, their operations, data security, payment processing, or dispute resolution.
- In no event shall our total liability exceed $100 CAD.
Some provinces do not allow limitations on liability, so this limitation may not apply to you.
8. Governing Law
These Terms of Service are governed by and construed in accordance with the laws of the Province of Canada, specifically the province where the user is located, and you irrevocably submit to the exclusive jurisdiction of the courts of Canada. If your province's laws prohibit certain clauses, those clauses shall not apply to you, but the remainder of these Terms shall remain in effect.
9. Changes to Terms
pivot2020.ca reserves the right to modify these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any such modifications constitutes your acceptance of the updated Terms. We recommend that you review these Terms periodically for changes.
10. Contact
If you have questions about these Terms of Service, concerns about the Site, or require further information, please contact us at:
Email: legal@pivot2020.ca
We will make reasonable efforts to respond to inquiries within 7 business days.
Responsible Gambling Notice: If you or someone you know is struggling with gambling addiction, please reach out to Gamblers Anonymous or the National Problem Gambling Helpline (1-888-795-6111) for free, confidential support.